diff --git a/internal/handlers/file.go b/internal/handlers/file.go
index c4d0d16..349a628 100644
--- a/internal/handlers/file.go
+++ b/internal/handlers/file.go
@@ -273,19 +273,32 @@ func (h *FileHandler) GenerateReport(w http.ResponseWriter, r *http.Request) {
 		return
 	}
 
-	// Create receipt images ZIP.
-	var zipAtt *email.Attachment
-	zipAtt, _ = createReceiptZip(event.Name, expenses)
-
-	// Package everything into a single download ZIP.
+	// Package everything into a single flat ZIP (report + receipt images).
 	var pkgBuf bytes.Buffer
 	pkg := zip.NewWriter(&pkgBuf)
 
 	// Add report file.
 	addToZip(pkg, reportAtt.Filename, reportAtt.Content)
-	// Add images ZIP if present.
-	if zipAtt != nil {
-		addToZip(pkg, zipAtt.Filename, zipAtt.Content)
+
+	// Add receipt images directly (not nested).
+	for i, exp := range expenses {
+		if exp.ImagePath == "" {
+			continue
+		}
+		normPath := normalizeImagePath(exp.ImagePath)
+		safePath := filepath.Join("storage", filepath.Base(normPath))
+		data, err := os.ReadFile(safePath)
+		if err != nil {
+			log.Printf("WARN  [%s] handlers: GenerateReport: reading %q: %v",
+				time.Now().Format(time.RFC3339), safePath, err)
+			continue
+		}
+		ext := filepath.Ext(exp.ImagePath)
+		if ext == "" {
+			ext = ".jpg"
+		}
+		imgName := fmt.Sprintf("receipt-%d%s", i+1, ext)
+		addToZip(pkg, imgName, data)
 	}
 
 	if err := pkg.Close(); err != nil {
@@ -310,7 +323,14 @@ func (h *FileHandler) GenerateReport(w http.ResponseWriter, r *http.Request) {
 		return
 	}
 	token := hex.EncodeToString(tokenBytes)
-	pkgFilename := token + ".zip"
+
+	// Use event name as the download filename (GUID only in storage path).
+	safeEvent := sanitiseFilename(event.Name)
+	if safeEvent == "" {
+		safeEvent = "report"
+	}
+	dlName := safeEvent + ".zip"
+	pkgFilename := token + ".zip" // storage filename is always the GUID
 	pkgPath := filepath.Join("storage", "postbox", pkgFilename)
 
 	if err := os.WriteFile(pkgPath, pkgBuf.Bytes(), 0644); err != nil {
@@ -339,7 +359,7 @@ func (h *FileHandler) GenerateReport(w http.ResponseWriter, r *http.Request) {
 	<div style="font-weight: 600; color: #6ee7b7; margin-bottom: 0.5rem;">Report Ready</div>
 	<p style="font-size: 0.8rem; color: var(--color-text-muted); margin-bottom: 0.75rem;">%s &amp; %d receipt images packaged.</p>
 	<div style="display: flex; gap: 0.5rem; margin-bottom: 0.75rem;">
-		<a href="/dl/%s" class="btn btn-primary" style="flex:1; text-align:center; text-decoration:none; font-size:0.85rem;" download>⬇ Download Now</a>
+		<a href="/dl/%s/%s" class="btn btn-primary" style="flex:1; text-align:center; text-decoration:none; font-size:0.85rem;" download>⬇ Download Now</a>
 	</div>
 	<div style="border-top: 1px solid #065f46; padding-top: 0.75rem;">
 		<p style="font-size: 0.75rem; color: var(--color-text-muted); margin-bottom: 0.5rem;">Or send a download link via email (tiny email, no attachment limits):</p>
@@ -353,7 +373,7 @@ func (h *FileHandler) GenerateReport(w http.ResponseWriter, r *http.Request) {
 	</div>
 </div>`,
 		template.HTMLEscapeString(reportName), len(expenses),
-		template.HTMLEscapeString(token),
+		template.HTMLEscapeString(token), template.HTMLEscapeString(dlName),
 		template.HTMLEscapeString(eventID), template.HTMLEscapeString(token))
 }
 
@@ -405,7 +425,11 @@ func (h *FileHandler) SendDownloadLink(w http.ResponseWriter, r *http.Request) {
 	if baseURL == "" {
 		baseURL = "http://localhost:8080"
 	}
-	link := strings.TrimRight(baseURL, "/") + "/dl/" + token
+	safeName := sanitiseFilename(event.Name)
+	if safeName == "" {
+		safeName = "report"
+	}
+	link := fmt.Sprintf("%s/dl/%s/%s.zip", strings.TrimRight(baseURL, "/"), token, safeName)
 
 	subject := "Expense report: " + event.Name
 	body := fmt.Sprintf("Expense report for %s is ready.\n\nDownload: %s\n\nThis link expires in 24 hours.", event.Name, link)
@@ -431,6 +455,8 @@ func (h *FileHandler) SendDownloadLink(w http.ResponseWriter, r *http.Request) {
 // ServeDownload streams a previously generated report package to the client.
 // Access is controlled via the crypto-random token in the URL — no login
 // required. The token is valid for 24 hours from creation.
+// The optional filename suffix in the URL (e.g. /dl/{token}/Lagos-report.zip)
+// is used for the Content-Disposition header but does not affect access control.
 func (h *FileHandler) ServeDownload(w http.ResponseWriter, r *http.Request) {
 	token := chi.URLParam(r, "token")
 	if token == "" {
@@ -460,8 +486,14 @@ func (h *FileHandler) ServeDownload(w http.ResponseWriter, r *http.Request) {
 	// Mark as accessed.
 	database.MarkDownloadTokenAccessed(h.DB, token)
 
+	// Build a friendly download filename from the URL suffix, falling back to the token.
+	dlName := dt.Filename
+	if name := chi.URLParam(r, "name"); name != "" {
+		dlName = filepath.Base(name) // prevent path traversal in the suffix
+	}
+
 	w.Header().Set("Content-Type", "application/zip")
-	w.Header().Set("Content-Disposition", fmt.Sprintf(`attachment; filename="%s"`, dt.Filename))
+	w.Header().Set("Content-Disposition", fmt.Sprintf(`attachment; filename="%s"`, dlName))
 	http.ServeFile(w, r, pkgPath)
 }
 
diff --git a/main.go b/main.go
index b4b6bab..2fec95c 100644
--- a/main.go
+++ b/main.go
@@ -198,6 +198,7 @@ func main() {
 
 	// Download link (token-based auth, no login required).
 	r.Get("/dl/{token}", fileHandler.ServeDownload)
+	r.Get("/dl/{token}/{name}", fileHandler.ServeDownload)
 
 	// ---- Logout (invalidates server-side session + clears cookie) ----