diff --git a/internal/handlers/file.go b/internal/handlers/file.go
index a27e3d4..2ae71ba 100644
--- a/internal/handlers/file.go
+++ b/internal/handlers/file.go
@@ -684,26 +684,10 @@ func generatePDF(eventName string, expenses []database.Expense, userName, userDe
 		pdf.Ln(10)
 	}
 
-	// Determine if we need conversion columns.
-	hasConversion := false
-	for _, exp := range expenses {
-		if exp.ConvertedAmount > 0 && exp.BaseCurrency != "" && exp.BaseCurrency != exp.Currency {
-			hasConversion = true
-			break
-		}
-	}
-
-	// Landscape A4: 297mm wide, 10mm margins → 277mm usable.
+	// Table header.
 	pdf.SetFont("Helvetica", "B", 8)
-	var headers []string
-	var colWidths []float64
-	if hasConversion {
-		headers = []string{"#", "Date", "Merchant", "Amount", "Curr.", "Converted", "Claim", "Category", "Description"}
-		colWidths = []float64{7, 24, 44, 20, 14, 20, 14, 40, 94}
-	} else {
-		headers = []string{"#", "Date", "Merchant", "Amount", "Currency", "Category", "Description"}
-		colWidths = []float64{8, 28, 58, 24, 18, 48, 93}
-	}
+	headers := []string{"#", "Date", "Merchant", "Local Amt", "Cur", "Claim Amt", "Claim", "Category", "Description"}
+	colWidths := []float64{7, 22, 40, 18, 12, 18, 12, 38, 110}
 	for i, h := range headers {
 		pdf.Cell(colWidths[i], 7, h)
 	}
@@ -712,7 +696,7 @@ func generatePDF(eventName string, expenses []database.Expense, userName, userDe
 	// Table data rows.
 	pdf.SetFont("Helvetica", "", 8)
 	marginBottom := 18.0
-	var totalOrig, totalConv float64
+	var totalLocal, totalClaim float64
 	for i, exp := range expenses {
 		if pdf.GetY() > 210-marginBottom {
 			pdf.AddPage()
@@ -723,63 +707,54 @@ func generatePDF(eventName string, expenses []database.Expense, userName, userDe
 			pdf.Ln(7)
 			pdf.SetFont("Helvetica", "", 8)
 		}
-		itemNum := i + 1
-		if hasConversion {
-			pdf.Cell(colWidths[0], 6, fmt.Sprintf("%d", itemNum))
-			pdf.Cell(colWidths[1], 6, exp.Date)
-			pdf.Cell(colWidths[2], 6, exp.Merchant)
-			pdf.Cell(colWidths[3], 6, fmt.Sprintf("%.2f", exp.Amount))
-			pdf.Cell(colWidths[4], 6, exp.Currency)
-			pdf.Cell(colWidths[5], 6, fmt.Sprintf("%.2f", exp.ConvertedAmount))
-			pdf.Cell(colWidths[6], 6, exp.BaseCurrency)
-			pdf.Cell(colWidths[7], 6, exp.Category)
-			pdf.Cell(colWidths[8], 6, exp.Description)
-			totalOrig += exp.Amount
-			totalConv += exp.ConvertedAmount
-		} else {
-			pdf.Cell(colWidths[0], 6, fmt.Sprintf("%d", itemNum))
-			pdf.Cell(colWidths[1], 6, exp.Date)
-			pdf.Cell(colWidths[2], 6, exp.Merchant)
-			pdf.Cell(colWidths[3], 6, fmt.Sprintf("%.2f", exp.Amount))
-			pdf.Cell(colWidths[4], 6, exp.Currency)
-			pdf.Cell(colWidths[5], 6, exp.Category)
-			pdf.Cell(colWidths[6], 6, exp.Description)
-			totalOrig += exp.Amount
+		// Compute claim amount (auto-calc if not set).
+		claimAmt := exp.ConvertedAmount
+		claimCur := exp.BaseCurrency
+		if claimAmt <= 0 {
+			claimAmt = exp.Amount
 		}
+		if claimCur == "" {
+			claimCur = exp.Currency
+		}
+		itemNum := i + 1
+		pdf.Cell(colWidths[0], 6, fmt.Sprintf("%d", itemNum))
+		pdf.Cell(colWidths[1], 6, exp.Date)
+		pdf.Cell(colWidths[2], 6, exp.Merchant)
+		pdf.Cell(colWidths[3], 6, fmt.Sprintf("%.2f", exp.Amount))
+		pdf.Cell(colWidths[4], 6, exp.Currency)
+		pdf.Cell(colWidths[5], 6, fmt.Sprintf("%.2f", claimAmt))
+		pdf.Cell(colWidths[6], 6, claimCur)
+		pdf.Cell(colWidths[7], 6, exp.Category)
+		pdf.Cell(colWidths[8], 6, exp.Description)
 		pdf.Ln(6)
+		totalLocal += exp.Amount
+		totalClaim += claimAmt
 	}
 
-	// Totals row.
+	// Totals row in claim currency.
 	pdf.SetDrawColor(71, 85, 105)
 	pdf.Line(10, pdf.GetY()+1, 287, pdf.GetY()+1)
 	pdf.Ln(3)
 	pdf.SetFont("Helvetica", "B", 9)
-	if hasConversion {
-		baseCur := ""
-		for _, exp := range expenses {
-			if exp.BaseCurrency != "" {
-				baseCur = exp.BaseCurrency
-				break
-			}
+	claimTotalCur := ""
+	for _, exp := range expenses {
+		if exp.BaseCurrency != "" {
+			claimTotalCur = exp.BaseCurrency
+			break
 		}
-		pdf.Cell(colWidths[0], 8, "")
-		pdf.Cell(colWidths[1], 8, "")
-		pdf.Cell(colWidths[2], 8, "TOTAL")
-		pdf.Cell(colWidths[3], 8, fmt.Sprintf("%.2f", totalOrig))
-		pdf.Cell(colWidths[4], 8, "")
-		pdf.Cell(colWidths[5], 8, fmt.Sprintf("%.2f", totalConv))
-		pdf.Cell(colWidths[6], 8, baseCur)
-		pdf.Cell(colWidths[7], 8, "")
-		pdf.Cell(colWidths[8], 8, "")
-	} else {
-		pdf.Cell(colWidths[0], 8, "")
-		pdf.Cell(colWidths[1], 8, "")
-		pdf.Cell(colWidths[2], 8, "TOTAL")
-		pdf.Cell(colWidths[3], 8, fmt.Sprintf("%.2f", totalOrig))
-		pdf.Cell(colWidths[4], 8, "")
-		pdf.Cell(colWidths[5], 8, "")
-		pdf.Cell(colWidths[6], 8, "")
 	}
+	if claimTotalCur == "" {
+		claimTotalCur = expenses[0].Currency
+	}
+	pdf.Cell(colWidths[0], 8, "")
+	pdf.Cell(colWidths[1], 8, "")
+	pdf.Cell(colWidths[2], 8, "TOTAL")
+	pdf.Cell(colWidths[3], 8, fmt.Sprintf("%.2f", totalLocal))
+	pdf.Cell(colWidths[4], 8, "")
+	pdf.Cell(colWidths[5], 8, fmt.Sprintf("%.2f", totalClaim))
+	pdf.Cell(colWidths[6], 8, claimTotalCur)
+	pdf.Cell(colWidths[7], 8, "")
+	pdf.Cell(colWidths[8], 8, "")
 
 	// Write to buffer.
 	var buf bytes.Buffer
diff --git a/internal/handlers/months.go b/internal/handlers/months.go
index be25237..5ba797a 100644
--- a/internal/handlers/months.go
+++ b/internal/handlers/months.go
@@ -661,11 +661,10 @@ func generateMonthlyPDF(monthName string, events []database.Event, expenses []da
 
 	itemNum := 1
 	// Landscape A4: 297mm wide, 10mm margins → 277mm usable.
-	colWidths := []float64{8, 28, 55, 22, 16, 50, 98}
-	headers := []string{"#", "Date", "Merchant", "Amount", "Curr.", "Category", "Description"}
+	colWidths := []float64{7, 22, 38, 18, 12, 18, 12, 36, 114}
+	headers := []string{"#", "Date", "Merchant", "Local Amt", "Cur", "Claim Amt", "Claim", "Category", "Description"}
 	marginBottom := 18.0
 
-	var grandTotal float64
 	for _, evt := range events {
 		evtExpenses := expensesByEvent[evt.ID]
 		if len(evtExpenses) == 0 {
@@ -687,7 +686,7 @@ func generateMonthlyPDF(monthName string, events []database.Event, expenses []da
 		}
 		pdf.Ln(7)
 
-		var evtTotal float64
+		var evtLocal, evtClaim float64
 		pdf.SetFont("Helvetica", "", 8)
 		for _, exp := range evtExpenses {
 			if pdf.GetY() > 210-marginBottom {
@@ -699,36 +698,46 @@ func generateMonthlyPDF(monthName string, events []database.Event, expenses []da
 				pdf.Ln(7)
 				pdf.SetFont("Helvetica", "", 8)
 			}
+			claimAmt := exp.ConvertedAmount
+			claimCur := exp.BaseCurrency
+			if claimAmt <= 0 {
+				claimAmt = exp.Amount
+			}
+			if claimCur == "" {
+				claimCur = exp.Currency
+			}
 			pdf.Cell(colWidths[0], 6, fmt.Sprintf("%d", itemNum))
 			pdf.Cell(colWidths[1], 6, exp.Date)
 			pdf.Cell(colWidths[2], 6, exp.Merchant)
 			pdf.Cell(colWidths[3], 6, fmt.Sprintf("%.2f", exp.Amount))
 			pdf.Cell(colWidths[4], 6, exp.Currency)
-			pdf.Cell(colWidths[5], 6, exp.Category)
-			pdf.Cell(colWidths[6], 6, exp.Description)
+			pdf.Cell(colWidths[5], 6, fmt.Sprintf("%.2f", claimAmt))
+			pdf.Cell(colWidths[6], 6, claimCur)
+			pdf.Cell(colWidths[7], 6, exp.Category)
+			pdf.Cell(colWidths[8], 6, exp.Description)
 			pdf.Ln(6)
-			evtTotal += exp.Amount
+			evtLocal += exp.Amount
+			evtClaim += claimAmt
 			itemNum++
 		}
 
-		// Event subtotal.
+		// Event subtotal in both local and claim currency.
 		pdf.SetDrawColor(71, 85, 105)
 		pdf.Line(10, pdf.GetY()+1, 287, pdf.GetY()+1)
 		pdf.Ln(3)
 		pdf.SetFont("Helvetica", "B", 9)
 		pdf.Cell(colWidths[0], 8, "")
 		pdf.Cell(colWidths[1], 8, "")
-		pdf.Cell(colWidths[2], 8, "Event Total")
-		pdf.Cell(colWidths[3], 8, fmt.Sprintf("%.2f", evtTotal))
+		pdf.Cell(colWidths[2], 8, fmt.Sprintf("%s Total", eventNames[evt.ID]))
+		pdf.Cell(colWidths[3], 8, fmt.Sprintf("%.2f", evtLocal))
+		pdf.Cell(colWidths[4], 8, "")
+		pdf.Cell(colWidths[5], 8, fmt.Sprintf("%.2f", evtClaim))
+		pdf.Cell(colWidths[6], 8, "")
+		pdf.Cell(colWidths[7], 8, "")
+		pdf.Cell(colWidths[8], 8, "")
 		pdf.Ln(10)
-		grandTotal += evtTotal
 	}
 
-	// Grand total.
-	pdf.SetFont("Helvetica", "B", 11)
-	pdf.Cell(0, 8, fmt.Sprintf("Grand Total: %.2f", grandTotal))
-	pdf.Ln(10)
-
 	var buf bytes.Buffer
 	if err := pdf.Output(&buf); err != nil {
 		return nil, fmt.Errorf("PDF output: %w", err)